More Cheap Recipes for Frugal Grocery Shopping
Is Your Grocery Bill Stressing You Out?
My grocery bill has gone from yellow alert to downright alarming. It is more and more challenging to stick to a limited budget while trying to feed a family health food.
Coupons?
The old advice of clipping coupons can be useful if you can find coupons for the things you would buy anyway. That’s always been my problem with the coupon clipping strategy. Coupons tend to be for processed foods, and not the healthy fresh food I like to base my meals on. Oh, I am not above putting a bag of chips or a frozen pizza in my basket, but that is not all I want to buy!
Categories: Cheap Eats Tags:
Reduce Your IRS Refund And Build Wealth
Less Tax Refund = More Wealth
Those of you who got tax refunds probably were very happy but an article in our paper said maybe we shouldn’t be so happy when we get a tax refund. The article said getting a tax refund meant you gave the government an interest free loan over the past year because you had too much taken out of your paycheck.So far in 2008, the average tax return totaled more than $2,400. So that means that millions of us are overpaying the government about $200.00 a month on average. Some people think that overpaying income tax is good way to save money but often it is an easy way to spend money on unplanned purchases. Here are some suggestions from the article about what to do with extra money:
Categories: Finance, Make Money, Retirement, Saving Money Tags:
Early Retirement – Is It For You?
If your thinking about retiring early mostly what you have to consider are numbers. Here are just some quick rules of thumb to consider:
According to CNN/Money the first number you have to consider is how much longer will you live. Their answer is 95 to 100.
How much income do you need? Experts estimate that some people need as much as 100 percent or more of their pre-retirement income.
How big does your portfolio need to be? Most experts reccommend you have a portfolio about 25 times the amount you withdraw for your first year of retirement. So if you want $60,000 per year of inflation adjusted income from your investments you would need a portfolio of about $1,500,000.
Categories: Retirement, Saving Money Tags:
Free Women’s Health and Beauty Kit As Mentioned In Dear Abby
Hey Cheapskaters, You know how we love free stuff – well here is an offer I saw in the Dear Abby column in our local paper. The U.S. Food and Drug Administration’s Office of Women’s Health wants to encourage women to get the most out of their health and beauty products by taking the time to read the directions and following them properly. The message to women is “Take Time to Care…. Health and Beauty.
Categories: Health and Beauty Tags:
