Cheap Quick Christmas Gifts – Under $15.00
Cheap Creative Christmas Gifts
1. Give your time – Personalized coupon book for family – hugs, doing a family members chores etc.
2. Bring coffee or tea for a co-worker – As a treat for a colleague, bring coffee (tea) and muffins, kolaches etc just for them one morning. Or you could offer to run out and bring back lunch for a busy co-worker.
3. Candy – Find interesting or colorful inexpensive candy and put in fun containers. Many craft stores sell decorated chinese takeout cartons to use as gift boxes. These are great gifts for teachers co-workers etc.
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What Are The Benefits of Composting
Make a Compost Pile
Did you know that if you add compost to the soil in your yard – regardless of whether your soil is sand or 
clay – you will save water? According to our local water control and improvement district, you can save between 30 to 50% of the water you would regularly use which can make up as much as 50% of your summer water bill.
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Retail Store Credit Cards
Department Store Credit Cards
During holiday shopping you will frequently be asked by the store clerk “Would you like to apply for a store 
credit card and save 20 percent on your purchase?” Should you do it? I found a really good article in our local paper that discusses the pros and cons of retail store credit cards.
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