Cheap Quick Christmas Gifts – Under $15.00

Cheap Creative Christmas Gifts

1. Give your time – Personalized coupon book for family – hugs, doing a family members chores etc.

2. Bring coffee or tea for a co-worker – As a treat for a colleague, bring coffee (tea) and muffins, kolaches etc just for them one morning. Or you could offer to . . . → Read More: Cheap Quick Christmas Gifts – Under $15.00

What Are The Benefits of Composting

Make a Compost Pile

Did you know that if you add compost to the soil in your yard – regardless of whether your soil is sand or clay – you will save water?  According to our local water control and improvement district, you can save between 30 to 50% of the water you would . . . → Read More: What Are The Benefits of Composting

Retail Store Credit Cards

Department Store Credit Cards

During holiday shopping you will frequently be asked by the store clerk “Would you like to apply for a store credit card and save 20 percent on your purchase?” Should you do it? I found a really good article in our local paper that discusses the pros and cons of . . . → Read More: Retail Store Credit Cards