Finance

Journey into Frugal Living Made Easy

Everyday Cheapskate

Cheapskate Living Baby Steps!

At first when you hear the phrase frugal living it sounds like you have to start reusing your aluminum foil over and over again or living on macaroni and cheese like you did when you were younger.

You think it is just a nice way of saying you don’t make enough money. Believe me, I have been there. Actually though frugal living means something completely different. Not like the Monty Python and now for something completely different but a more peaceful way to live. There are many wealthy people who engage in frugal living and it is probably one of the reasons they are wealthy.

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Posted by Madelaine - January 7, 2012 at 6:27 pm

Categories: Credit Cards, Finance, Retirement   Tags: , ,

Are Refurbished Electronics Worth It

Are Refurbished Electronics Worth Buying

One of the best kept secrets of the high end electronics market is how much you can save by buying a refurbished product. Because of the dip in the economy more people are discover refurbished electronics have reliability and better company warranties.

You can usually save between 50% and 70% on refurbished product. There are several different kinds of refurbished and the pricing is reflective of the differences. For example there is: ‘factory refurbished’ or factory-sealed refurbished products, and ‘third-party refurbished’ products. Factory refurbished products sell at a higher price over third-party refurbished items but still represent big savings.

Posted by April - December 15, 2011 at 6:07 pm

Categories: Cheap electronics, Finance, Saving Money   Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Are Prepaid Credit Cards Reloadable Online

Phishing is the Method of Online Identity Theft

As you may already know, online shopping while incredibly inconvenient can leave your vulnerable to credit card fraud. Here are some easy steps you can take to protect your bank account during the holiday season and all year round.

1. First Line of Defense

It is a pain to come with strong unique passwords but they are your first line of defense against hackers. Most people don’t bother to do this. The cybersecurity firm Imperva examined 32 million passwords exposed in a breach last year and found that the most commonly used password was “123456,” followed by “12345.”

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Posted by Joy - December 6, 2011 at 4:34 am

Categories: Credit Cards, Finance, Saving Money   Tags:

First Steps Towards Cheapskate Living!

Why Be A Cheapskate?

Cheapskate Living Baby Steps!

We not expect you to start raising your own chickens (unless you want to) or give up your home for a shack in the mountains in order to pursue a more frugal life.  What we are realizing is that the old consumerist mindset has not served us very well. After the past economic downturn, millions of Americans are struggling because their savings accounts and homes have lost value. We can get back on the road to prosperity, but we may have to realize that we need to pursue a different prosperity!

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Posted by admin - December 2, 2011 at 2:15 pm

Categories: Saving Money   Tags:

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