Saving Money

Frugal Retirement Living

Retire Early and Frugally


Here is an interesting perspective on frugal living that goes along with our mission to live frugally but still enjoy life and live well.

One author of a frugal living blog describes frugal living as “to look at optimizing efficiency and utility – one will become frugal, rather than just do frugal things.”

This blogger claims he spend about 75% less than the average person, and yet gains an equivalent level of satisfaction.

One of things he mentions that helps you cut expenses during retirement is to live in a smaller dwelling and be within walking (or cycling) distance from work, libraries, and shopping areas.

1 comment - What do you think?
Posted by Madelaine - January 24, 2012 at 5:16 am

Categories: Finance, Retirement, Saving Money   Tags: , , ,

Are Refurbished Electronics Worth It

Are Refurbished Electronics Worth Buying

One of the best kept secrets of the high end electronics market is how much you can save by buying a refurbished product. Because of the dip in the economy more people are discover refurbished electronics have reliability and better company warranties.

You can usually save between 50% and 70% on refurbished product. There are several different kinds of refurbished and the pricing is reflective of the differences. For example there is: ‘factory refurbished’ or factory-sealed refurbished products, and ‘third-party refurbished’ products. Factory refurbished products sell at a higher price over third-party refurbished items but still represent big savings.

Posted by April - December 15, 2011 at 6:07 pm

Categories: Cheap electronics, Finance, Saving Money   Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Are Prepaid Credit Cards Reloadable Online

Phishing is the Method of Online Identity Theft

As you may already know, online shopping while incredibly inconvenient can leave your vulnerable to credit card fraud. Here are some easy steps you can take to protect your bank account during the holiday season and all year round.

1. First Line of Defense

It is a pain to come with strong unique passwords but they are your first line of defense against hackers. Most people don’t bother to do this. The cybersecurity firm Imperva examined 32 million passwords exposed in a breach last year and found that the most commonly used password was “123456,” followed by “12345.”

2 comments - What do you think?
Posted by Joy - December 6, 2011 at 4:34 am

Categories: Credit Cards, Finance, Saving Money   Tags:

First Steps Towards Cheapskate Living!

Why Be A Cheapskate?

Cheapskate Living Baby Steps!

We not expect you to start raising your own chickens (unless you want to) or give up your home for a shack in the mountains in order to pursue a more frugal life.  What we are realizing is that the old consumerist mindset has not served us very well. After the past economic downturn, millions of Americans are struggling because their savings accounts and homes have lost value. We can get back on the road to prosperity, but we may have to realize that we need to pursue a different prosperity!

23 comments - What do you think?
Posted by admin - December 2, 2011 at 2:15 pm

Categories: Saving Money   Tags:

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