Penny Pinching Tips – Homeowner Expenses
DIY Plumbing Leaky Kitchen Faucet
Here are some tips I found in Family Circle Magazine on Penny Pinching Tips for homeowners:
Refinance your mortgage – For many Americans the biggest expense is paying off the mortgage, and that’s where you can save if you’re not planning to move any time soon. “Interest rates are still at historic lows, says Gary Schatsky, a Manhattan-based, fee-only financial planner and founder of ObjectiveAdvice.com, who notes that 30-year fixed mortgages are now hovering at around 5.13%, and 15-year loans at roughly 4.5% “If you can save 1% or more by refinancing, then it’s a slam dunk.” On a $200,000 mortgage, for instance, reducing your rate from 6.5% to 5 % would save you $250 every month. You’ll take a one-time hit on the closing costs, but the long-term savings will likely far outweigh, that.
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Freeze or Sellby Dates on Food Products
Does Sunscreen Have An Expiration Date
Americans throw away $75 billion of food each year with the average American family tossing 14 to 33 percent of the food they buy. That’s almost $600.00 of wasted grocery dollars per family per year. Learning the meanings of terms “best before”, “use by” and “sell by” dates on the products in your grocery store will help you avoid wasting food. Here is a quick guide:
The important thing to remember, according to the U.S. Department of Agriculture is that shelf life has to do with consuming the product while it is at it’s peak, when you are most likely to enjoy it, while expiration dates are all about food safety.
Cheap Eye Glass Lens Cleaner
Make Your Own Eye Glass Cleaner
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Just saw this in Hints from Heloise. You can use gentle dish washing detergent as an eye glass lens cleaner. Just squirt a little bit on each lens and rub in with your fingers. Rinse thoroughly and dry with a soft cloth. You can also use hand sanitizer as an eye glass lens cleaner.
To make a holder for your glasses at night or any time use a potholder. You just fold the pot holder in half, stitch up the bottom and one side. You can use a very brightly colored one and you will never have trouble finding your glasses in the morning.
