Tank-less water heaters work on demand - they only heat water when necessary. When a hot water fixture is opened or hot water is required by an appliance, the heater will sense the demand and heat water accordingly. Tank-less water heaters continuously heat the water through a heat exchanger. Instead of wasting energy and money […]

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Have you ever gathered up all your used books and taken them to the used bookstore only to find that they are only worth about $3.00? Well, guess what there is another way to get value from your used books.  I just read about this trading post on the Web for book lovers.
Here is the story. […]

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Home Protection
As the economy worsens the crime rate begins to rise. Make sure your home is protected. If you can’t afford an alarm system there are still plenty of things you can do to keep your house safe. Here are some suggestions from our local sheriff’s department:
When traveling,keep your home looking lived-in-by having grass cut, […]

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If you want to retire early it is critical that your finances are organized. Effective management of your finances is only possible if you know exactly what you’ve got and how it is performing. One of the frequently asked questions when it comes to organizing your financial paperwork - is what to keep and what […]

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Less Tax Refund = More Wealth
Those of you who got tax refunds probably were very happy but an article in our paper said maybe we shouldn’t be so happy when we get a tax refund. The article said getting a tax refund meant you gave the government an interest free loan over the past year […]

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If your thinking about retiring early mostly what you have to consider are numbers. Here are just some quick rules of thumb to consider:
According to CNN/Money the first number you have to consider is how much longer will you live. Their answer is 95 to 100.
How much income do you need? Experts estimate that some […]

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How Do Cheap People Buy Clothes?
Buying clothes as a confirmed cheapskate does mean looking for bargains, but it doesn’t mean going for the cheapest price on everything in your closet! Look at this article on cheap clothes shopping. They mention some items, like cute T shirts or funky jewelry that you will probably be fine […]

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One the of biggest concerns for those who retire early is health care insurance. Few of us are fortunate enough to be able to retire early and have our health insurance needs taken care of. Also, Medicare doesn’t kick in until age 65. So if you want to retire in your 30’s,40’s or 50’s  health […]

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Here at Cheapskate Living we see there is a great deal of interest in retiring early. We are going to be on the lookout for information about early retirement and will post whenever we find some helpful information.
Today I found an interesting aspect of early retirement I had not considered before. When you retire […]

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When I mention save money at the grocery store the first thing that comes to mind is using coupons. Coupons are a great way to save money but that is not the only way to save money.  Here is a quick list of ways to save when  you shop for food.
1. Don’t go shopping hungry […]

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